Financial Institutions
EarnUp’s award-winning Enterprise Platform enhances your borrower’s financial wellness while uncovering opportunities to streamline post-closing communication, eliminate early payment default, and recapture more business.
Solutions to support a modern infrastructure.
EarnUp X.ai provides unique borrower insights that support proactive risk mitigation, borrower performance, and improve portfolio performance.
For Lenders, EarnUp X.ai enables borrower-level data & analytics once limited to Servicers.
Prioritize borrowers for proactive and targeted outreach to save on costly recapture churn and create a repeatable strategy for borrower retention.
Detailed borrower dashboards reveal DTI ratios, performing vs. delinquent loans, asset-to-debt trends, & more, signaling when your borrower may be ready to refinance, purchase, or pay-off a loan.
Decrease the workload for your in-house customer support by reducing friction and improving accuracy in the post-close borrower payment process.
Improve borrower loyalty by making personalized recommendations based on real-time updates about your borrowers financial health.
Early intervention and custom alerts make it easy to spot the red flags in your borrower's financial picture.
Lenders utilizing EarnUp XLerate can cut their interim servicing costs by up to 70 percent* by automating post-close borrower payments, streamlining loan transfers, and delivering seamless communication.
Collecting interim loan payments can cost over $120 per loan.* Say goodbye to checks and costly manual payment reconciliation.
Avoid Early Payment Defaults with payment routing from lender to servicer during the loan transfer process.
Expedite payment reconciliation and settlement between lenders and servicers, eliminating costly and time-consuming processes
Reduce borrower confusion by keeping your borrower up to date with automated emails and communication that complement RESPA communications.
All CUs should communicate and help members navigate potential scams to safeguard their financial well-being. As student loan repayment resumes after more than a three-year pause, borrowers face not only the challenge
*Statistics are derived from our current customer data and processes and are not a guarantee of results.
EarnUp Inc.
2370 Market St Ste 203
San Francisco, CA 94114-1521 USA
800-209-9700
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