Empower your workforce to eliminate debt and boost savings

The only solution that automates flexible debt payoff and savings,  eliminates financial duress, and improves overall health and wellness.

Research Report

State of Employee Financial Wellness 2024 Report
A deep dive into the effectiveness
of various financial wellness initiatives.

A Tool to Quantify Benefits

We offer a scientifically developed financial health assessment quiz 

Give your workforce the ability to confidentially self-assess and benchmark their financial health to guide their progress. 

We provide you anonymized data to track progress, measure benefit adoption, and quantify the impact on the bottom line.

Experience it for yourself. 

Employee Financial Health score dashboard

Debt Payoff Automation Tools: Transcends Basic Education

Your employee’s debt is likely at an all time high, and, the impact on your business could be massive. 

Lunch & Learn programs alone are not the answer.

Plug in a turnkey benefit that has an immediate impact.

SECURE 2.0 & Student Loan Reimbursement Support

Student loan debt is the second most prevalent form of consumer debt, followed by mortgage.

We can support your pre-tax contribution efforts, and your SECURE 2.0 for 401k matching programs.

Student Loan Debt Tools

Your workforce deserves to benefit from their education. Unfortunately, it can delay financial goals, like homeownership.  Using this tool, your workforce can:  

  • Locate open student loans and servicers
  • Assess eligibility & apply for Federal student loan savings plans
  • Get paydown scenarios & create a personalized payment plan
  • Use EarnUp to put payment plan on autopilot, fast track payoff, and save on interest fees
Connect student loan accounts on EarnUp platform

Resources & Programs

Total solution. On demand tools. 

HR Impact on the bottom line

In the News

EarnUp Overview

EarnUp Overview

EarnUp Special Features

Unique Capabilities

EarnUp Financial Health Score

The FinHealth Score®

EarnUp Credit Card Program

Credit Card Payoff

EarnUp Student Loan Program

Student Loan Payoff

A modern, holistic financial wellness platform

Loan Debt Repayment Automation & Acceleration

Put mortgage, auto, student, and personal loan payments on autopilot
Paydown loans faster and save money in interest fees*

Budget Friendly Payment Scheduling

Split large, single payment into 2, 3, 4, or 5 automated debits

Credit Card Payoff

Live, 1:1 payoff planning sessions to build an automated credit card pay off plan

Student Loan Solutions

Innovative tools to help your workforce optimize their student loan debt with only a few clicks.

Automate Savings

Schedule savings deposits on your schedule Money can be directed toward debt paydown, or emergency savings, financial goals

Financial Assessment

Benchmark financial health using a scientifically developed, brief assessment quiz.

Tangible, Immediate Benefits

Recapture Lost Productivity

Financially stressed employees are often less productive due to distractions and absenteeism.

Reduce Healthcare Costs

There is a direct correlation between financial stress and health issues. By addressing financial well-being, employers can potentially reduce healthcare costs and improve the overall health of their workforce.

Enrollment is Always Open

Employees can embark on a tailored financial fitness plan at any time.

Competitve Benefits Package

Financial wellness programs add value to an organization's benefits package, making it more attractive to current and potential employees.

Increase Job Satisfaction

Employees appreciate employers who care about their financial well-being. Financial wellness programs can boost job satisfaction and morale.

Suitable for All Employees

Your employees are suffering in silence. 8 out of 10 people live paycheck to paycheck. This is not age or tenure specific.

Ready to discuss EarnUp@Work?

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*Interest and loan term reduction are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan. The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.

Resources & Programs

Total solution. On demand tools.