Autonomous
Financial Wellness

>3 million people have used our award-winning, AI-powered platform to automatically pay down debt & save for life events.

A Financial Genius On Demand:
AI Advisor

Offer an always-on AI-powered financial genius that automates end-to-end consumer financial wellness, from expert advice to seamless execution.

AI Advisor instantly analyzes the user’s real-time banking and credit data to answer complex financial questions with personalized, actionable answers, including tailored product recommendations.

The ultimate customer engagement tool, with AI Advisor you plug in an artificial intelligence tool that delivers a win-win for you and your customers.

AI Advisor

Looking for MyEarnUp?

Markets we support.

With EarnUp, Lenders, Servicers, Credit Unions & Employers provide dynamic, modern solutions that automate savings and debt paydown activities.

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Lenders & Servicers

A high-value Engagement Platform 

Help people become homebuyer ready, create predictable revenue streams, improve retention, and reduce risk with meaningful engagement.

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Employers

An Employee Benefit with quantifiable ROI

Drive down medical costs, improve productivity, and reduce absenteeism by helping employees reduce or eliminate financial stress.

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Credit Unions

A turnkey infrastructure levels the playing field

Establish a dynamic, modern Fintech platform to broaden demographic appeal and boost membership.

By the numbers.

15M

payments remitted to loan servicers

> 3 M

consumers have used EarnUp

$43 B

cumulative transactions value

50M

transactions completed

We provide the information & tools to help people reach their financial goals.

Homeownership remains the American dream, and arguably one of the most reliable ways to build wealth.

Elevated home prices and higher interest rates present challenges to buying a home. To get consumers homebuyer ready, lenders & credit unions implement EarnUp’s Engagement Platform.

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Featured on

DS News
CNBC
Credit Union Business News logo
Tech Crunch
National Mortgage News

Together, we can tackle financial duress.

As a double bottom line company, we prioritize both financial returns and social impact in our business operations and decision-making. Proud to be backed by:

Lendingtree
Bain Capital
Blumberg Capital
Flourish
SignalFire
Key Bank Logo

Recent Awards & Recognition

Forbes Fintech 50 award logo
HW Tech 100 logo
innovations 2023 award logo
HousingWire Tech 100 2023 award logo
Deloitte Fast 500 award logo
Financial Technology award logo

The Financial Stability Automation Platform is not a substitute for financial advice from a professional who is aware of facts and circumstances for a specific situation, and EarnUp Inc. is not providing any financial advice through the Financial Stability Automation Platform.  The Financial Stability Automation platform should not be used to make any credit, lending, or other financial decisions.”

AI Advisor is not a substitute for financial advice from a professional who is aware of facts and circumstances for a specific situation, and EarnUp Inc. is not providing any financial advice through AI Advisor.  AI Advisor should not be used to make any credit, lending, or other financial decisions.