FinTech as a Service

Solutions that Enable Continuous Growth and Strategic Evolution

Next Gen Debt Management.

EarnUp’s Platform consists of integrated solutions that can be offered individually, or as a total solution.

More than 3 million people have used our automated loan payoff tool to strategically pay down mortgage, auto, personal, and student loan debt. 

This has lowered default risk, and increased electronic payment submissions. 

The solution is also offered direct to consumers. See myEarnUp.

Markets we support.

Consumer debt has reached historic levels creating financial instability for consumers and elevating risk for financial institutions.  

We help solve a wide variety of problems for various entities.

Financial Institutions

Lenders, Servicers, & Credit Unions reduce risk, introduce new services, and create meaningful engagement.

The Workplace

Employers, Municipalities, and Unions empower their workforce to eliminate financial stress, and improve physical & mental health.

Financial Professionals

Benefits Brokers & Financial Planners provide clients a holistic financial fitness and debt elimination platform.

By the numbers.

payments remitted to loan servicers

consumers have used EarnUp

cumulative transactions value

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We empower people to build generational wealth.

With improved financial stability, consumers can  actively engage in economic activities to reach long-term financial goals.

Financial Institutions reduce loan level risk and improve portfolio performance.

Employers recapture productivity, improve talent retention, and reduce delayed retirement.

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Together, we can tackle financial duress.

As a double bottom line company, we prioritize both financial returns and social impact in our business operations and decision-making.  Proud to be backed by:

Recent Awards & Recognition