Financial Institutions

Credit Union Solutions

Modernize and differentiate your offerings to boost your appeal to a younger demographic. 

Emphasize your commitment to your members’ financial well-being.

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Digital Transformation: Little or No IT Required

Effectively compete with fintech-enabled banks.

Stand up a turnkey credit builder & financial stability automation infrastructure to attract and retain members, including those ready to forge a path to homeownership. 

AI Advisor: Democratize Financial Wellness

Now, you can automate end-to-end member financial wellness, from expert advice to seamless execution. 

AI Advisor responds to your member’s complex questions with hyper-personalized advice and useful resources, incorporating real-time banking, debt, credit information, and financial goals.

Powered by sophisticated artificial intelligence, our context-aware conversation agent integrates seamlessly into your existing platform. 

AI Advisor
laptop with financial score

Give members a tool to assess their financial health

In 2 minutes, your members can understand where they rank in 8 areas of financial health. Plus, they’ll get actionable advice on which areas will get them to their goals faster.

It’s confidential, and it’s actionable.

Give it a try. 

Student Loan Debt Tools

Offer your members a way to lower loan payments and fast track student loan payoff. 

  • Locate open student loans and servicers
  • Assess eligibility & apply for Federal student loan savings plans
  • Get paydown scenarios & create a personalized payment plan
  • Use EarnUp to put payment plans on autopilot
  • Optional acceleration program fast tracks payoff & saves on interest fees
Connect student loan accounts on EarnUp platform

Benefits to your members

Improve Credit

On time payments help build FICO Scores and help members prepare for larger purchase, like mortgages.

Achieve Financial Goals

Members can concentrate on the future rather than feeling the pressure of overwhelming debt.

Reduce Payment Shock

Smaller incremental debits ease the shock that comes from making one large loan payment.

Member Resources & Programs

Total solution. On demand tools.

AI Financial Advisor for Credit Unions

AI Advisor: Overview

Debt Paydown Automation

Debt Paydown Dashboard

Enable Text to Pay

Text to Pay

FinHealth Score Scoring Financial Health

FinHealth Score®

Student Loan program payoff automation

Student Loan Program

Ready to discuss financial wellness for your members?

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Disclosures

*Interest and loan term reduction are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan. The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.