Financial Institutions

Credit Union Solutions

Modernize and differentiate your offerings to boost your appeal to a younger demographic. 

Emphasize your commitment to your members’ financial well-being.

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Digital Transformation: Little or no IT Required

Effectively compete with fintech enabled banks.

Stand up a turnkey credit builder & financial stability automation infrastructure to attract and retain members, including those ready to forge a path to homeownership. 

Increase Deposits and Broaden Demographic Appeal

Reposition your offerings to grow your member base.

With EarnUp, you can redefine the notion of a credit union in the eyes of Millennials & Gen Z by becoming an integral part of their financial success.

Give Members a Tool to Assess Their Financial Health

In 2 minutes your members can understand where they rank in 8 areas of financial health. Plus, They’ll get actionable advice on which areas will get them to their goals faster.

It’s confidential, and it’s actionable.  

Give it a try. 

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Student Loan Debt Tools

Offer your members a way to lower loan payments and fast track student loan payoff. 

  • Locate open student loans and servicers
  • Assess eligibility & apply for Federal student loan savings plans
  • Get paydown scenarios & create a personalized payment plan
  • Use EarnUp to put payment plan on autopilot
  • Optional acceleration program fast tracks payoff & saves on interest fees
Connect student loan accounts on EarnUp platform

Resources & Programs

Total solution. On demand tools.

EarnUp Overview CUs

Overview

EarnUp Overview CUs

Unique Features

EarnUp Card Payments

Accept Debit Cards

EarnUp Financial Health Score

FinHealth Score®

EarnUp Student Loan Program

Student Loan Program

Loan Debt Repayment Automation

Put mortgage, auto, student, and personal loan payments on autopilot

Budget Friendly Payment Scheduling

Split large, single payment into 2, 3, 4, or 5 automated debits

Credit Card Payoff

Live, 1:1 payoff planning sessions with a debt specialist to build an automated credit card pay off plan

Negotiate Lower Bills &
Cancel Unused Subscriptions

Concierge service identifies opportunities to save on monthly bills
Recapture money wasted on unwanted or unused monthly subscriptions

Loan Payoff Acceleration

Paydown loans faster and savel money in interest fees*

Benefits to your members

Improve Credit

On time payments help build FICO scores and help members prepare for larger purchase, like mortgages

Achieve Financial Goals

Members can concentrate on the future rather than feeling the pressure of overwhelming debt

Reduce Payment Shock

Smaller incremental debits ease the shock that comes from making one large loan payment

Ready to discuss financial wellness for your members?

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Disclosures

*Interest and loan term reduction are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan. The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.