Financial Institutions
Award-winning solutions that help fill your pipeline, and maintain the borrower relationship throughout the life of the loan.
Solutions to support a modern infrastructure.
Help consumers forge a path to homeownership.
Stand up a turnkey credit builder infrastructure complete with comprehensive education resources and automation tools to build savings, reduce debt, and shave expenses.
EarnUp's budget automation feature, like the Payday to Payday® option, can assist consumers with managing their finances effectively, making it easier for them to build credit.
By using EarnUp's Loan Payoff Acceleration tool, consumers can improve their DTI ratios and credit scores, which can help them qualify for better loan terms.
EarnUp can automate savings deposits, which can be used for the initial deposit required for a downpayment. Having automated savings options aligns with the goal of helping consumers build a credit history.
EarnUp's AI Advisor can offer personalized financial guidance to help consumers strategically manage the activities that build credit and make timely payments.
Provide a branded autopay tool to every borrower that keeps the borrower in your experience for the entire life of loan.
Prioritize borrowers for proactive and targeted outreach to save on costly recapture churn and create a repeatable strategy for borrower retention.
Detailed borrower dashboards reveal DTI ratios, performing vs. delinquent loans, asset-to-debt trends, and more, signaling when your borrower may be ready to refinance, purchase, or pay-off a loan.
Decrease the workload for your in-house customer support by reducing friction and improving accuracy in the post-close borrower payment process.
Early intervention and custom alerts make it easy to spot the red flags in your borrower's financial picture.
EarnUp X.ai provides unique borrower insights that support proactive risk mitigation, borrower performance, and improve portfolio performance.
For Lenders, EarnUp X.ai enables borrower-level data & analytics once limited to Servicers.
Lenders utilizing EarnUp XLerate can cut their interim servicing costs by up to 70 percent* by automating post-close borrower payments, streamlining loan transfers, and delivering seamless communication.
Collecting interim loan payments can cost over $120 per loan.* Say goodbye to checks and costly manual payment reconciliation.
Avoid Early Payment Defaults with payment routing from lender to servicer during the loan transfer process.
Expedite payment reconciliation and settlement between lenders and servicers, eliminating costly and time-consuming processes.
Reduce borrower confusion by keeping your borrower up to date with automated emails and communication that complement RESPA communications.
Half of Americans who’ve applied for a loan or financial product since March 2022 have been denied. The Consumer Financial Protection Bureau also found that nearly 1 in 4 applicants who were denied (23%) pursued alternative financing
*Statistics are derived from our current customer data and processes and are not a guarantee of results.
EarnUp Inc.
2370 Market St Ste 203
San Francisco, CA 94114-1521 USA
800-209-9700
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