FinTech as a Service

>3 million people have used our platform to
automatically pay down debt & save for life events.


Financial Stability Automation

To purchase a home, repay debt, and be prepared for life events, consumers need financial stability. But it’s hard. 

When your business offers EarnUp, individuals become homebuyer ready, increase savings, and are more productive at work. 

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Markets we support.

Consumer debt has reached historic levels creating financial instability for consumers and elevating risk for financial institutions.  

We help solve a wide variety of problems for various entities.

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Financial Institutions

Lenders, Servicers, & Credit Unions reduce risk, introduce new services, and create meaningful engagement.

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The Workplace

Employers, Municipalities, and Unions empower their workforce to eliminate financial stress, and improve physical & mental health.

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Financial Professionals

Benefits Brokers & Financial Planners provide clients a holistic financial fitness and debt elimination platform.

By the numbers.


payments remitted to loan servicers

> 3 M

consumers have used EarnUp

$43 B

cumulative transactions value


transactions completed

We empower people to build generational wealth.

With improved financial stability, consumers can  actively engage in economic activities to reach long-term financial goals.

Financial Institutions reduce loan level risk and improve portfolio performance.

Employers recapture productivity, improve talent retention, and reduce delayed retirement.

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Featured on

DS News
Credit Union Business News logo
Tech Crunch
National Mortgage News

Together, we can tackle financial duress.

As a double bottom line company, we prioritize both financial returns and social impact in our business operations and decision-making.  Proud to be backed by:

Bain Capital
Blumberg Capital
Key Bank Logo

Recent Awards & Recognition

Forbes Fintech 50 award logo
innovations 2023 award logo
HousingWire Tech 100 2023 award logo
Deloitte Fast 500 award logo
Financial Technology award logo