EarnUp@Work

Empower your workforce to eliminate debt and boost savings

The only solution that automates flexible debt payoff and savings, eliminates financial duress, and improves overall health and wellness.

A Surefire Way to Quantify Benefits

Know the value of your benefits beyond engagement

It’s a win-win.

Your workforce can confidentially benchmark their financial health to measure progress.

You can measure benefit engagement and quantify ROI using anonymized anonymized data.

Schedule a discovery meeting
to recieve up to 100 test assessments

Drowing in Credit Card Debt

According to the most recent Experian analysis, at $8,134 Generation X carries the largest credit card balances. Boomers at $6245 & Millennials at $5649 are not far behind.

We can help structure a payoff plan to dig out faster.

Estimate the payoff of your balance

Credit Card Balance

Amount must be between $1 and $999,999

Credit Card's Interest Rate

0.1 99.9

Payment Per Month

Amount must be between $1 and $999,999

Your monthly payment does not cover the accumulated interest. Input a higher amount

Desired Months To Payoff

months

Value must be between 1 and 999

Monthly Payment

$1,038

Total Interest

$245,571

Time To Payoff

27 years 9 month

Month	Monthly Payment	Principal	Interest	Ending Principal
0	-	-	-	$100,000
1	$1,038	$38	$1,000	$99,962
2	$1,038	$38	$1,000	$99,924
3	$1,038	$39	$999	$99,886
4	$1,038	$39	$999	$99,847
5	$1,038	$39	$998	$99,807

This analysis is an estimate only. This illustrative example demonstrates payoff timelines assuming balance does not increase.
Individual results will vary based on your unique situation.

Student Loan Debt Tools

Your workforce deserves to benefit from their eductation. Unfortunately, it can delay financial goals, like homeownership. Using this tool, your workforce can:

Locate open student loans and servicers
Assess eligibility & apply for Federal student loan savings plans
Get paydown scenarios & create a personalized payment plan
Use EarnUp to put payment plan on autopilot, fast track payoff, and save on interest fees

Resources & Programs

Total solution. On demand tools.

Research Report

EarnUp Overview

Unique Capabilities

The FinHealth Score®

Credit Card Payoff

Student Loan Payoff

Tangible, Immediate Benefits

Recapture Lost Productivity

Financially stressed employees are often less productive due to distractions and absenteeism.

Reduce Healthcare Costs

There is a direct correlation between financial stress and health issues. By addressing financial well-being, employers can potentially reduce healthcare costs and improve the overall health of their workforce.

Enrollment is Always Open

Employees can embark on a tailored financial fitness plan at any time.

Competitve Benefits Package

Financial wellness programs add value to an organization's benefits package, making it more attractive to current and potential employees.

Increase Job Satisfaction

Employees appreciate employers who care about their financial well-being. Financial wellness programs can boost job satisfaction and morale.

Suitable for All Employees

Your employees are suffering in silence. 8 out of 10 people live paycheck to paycheck. This is not age or tenure specific.

Emergency Savings Funds: Foundations for Workplace Wellness

November 7, 2024

Learn why emergency savings funds are critical in today’s world and discover how employers are implementing programs to improve financial wellness.

Ready to discuss EarnUp@Work?

Disclosures

*Interest and loan term reduction are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan. The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.